I picked up a couple library books to help figure some of this stuff out. And once I had a good grasp of the terminology I attended a seminar offered by my credit union where I learned useful things like that they will base financing off the lower of the two credit scores between you and your spouse. And as I understand it, the seller pays for the buying agent, so there is no reason not to get one.. of course you don't want the buying & selling agent to be the same person.. bit o' conflict of interest there. Good luck!
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ninetydegrees
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Good luck!